Understanding Insurance-Based Rehab

The average health insurance cost for an individual is $456/month

Over 60 years that comes out to $328,320

Your PT is “covered” because you pay for it.

For families that cost is on average $26,993/year (employee and employers totals included)

Which is, on average, $6,850/year for the employee

Or $570/month for the employee

And $2,249/month for employer plus employee combined

Over 20 years that total comes out to $539,860 for employer plus employee combined and $137,000 from employee only

So if it’s your parents we’re talking about, the PT is also “covered” because THEY pay for it.